MassMutual's 3rd Quarter Update

Please take a moment to view a summary of MassMutual's 3rd Quarter Update:

MassMutual's 3rd Quarter Update

Hello, thank you for taking the time today to come learn about our company’s performance through the third quarter of 2010 and why this matters to you. I would like to thank everyone for all of your hard work. The success we have experienced thus far would not have been possible without everyone’s dedication to helping MassMutual reach our goals.

Now let’s discuss three of our key measures: premiums and fees, operating cash flow, and weighted whole life sales. Each of these measurements is up from last year.

• Our income from premium and fees is above plan for 2010.
• Operating cash flow is tracking slightly below our plan.
• Weighted whole life sales have increased to help us reach No. 2 in the industry.

All three measures are important components to our annual incentive plan. We are on course to finish the year between our “Competing” and “Winning” standards.

I would now ask you, can we reach the “Winning” goal? We can only do it with the help of everyone here. I hope you will all join me in our final push through the last quarter of 2010. Working together I know we can achieve “Winning” status.

Was it worth it?

A lifetime goal and only one mile left. Crowds lining the streets cheering. Every muscle telling her it can't go on but the soul tells her to push through. Five months of training and over 500 miles. Finish line in sight, approaching, and then behind her. The race is over.